Auto Loans
Not matter what new or used vehicle you seek, we have an APR rate that will fit your needs.
Rates begin as low as 3.75%***
Steer Your Way to Savings on New or Used Vehicles.
Due to high-volume lease returns and trade-ins, the used vehicle market is ripe for picking, making good buys easy to find. Take advantage if the credit union’s low loan rates and you’ll be steering your way to savings. To apply, simply click here and apply online or you may print our loan application and mail, fax or bring it into the credit union.
***APR=Annual Percentage Rate. All loans subject to credit approval. 3.75 % is based on 2024,2025 and 2026 never-been-titled vehicles financed for 36 months. Rates effective January 9, 2025.
Rates subject to change. Additional rates and terms available. Rate is advertised as 4.00% but an additional discount of .25% has been applied for auto-pay and/or direct deposit. This discount applies to all loans holding a title as security. Federally insured by the NCUA. Membership eligibility required.
Find a vehicle
Membership
An individual must live, work, or worship in Jefferson, Hancock, or Brooke County and provide the following:
- Valid Driver’s License listing current address
- Social Security card or recent W2 listing full social
- $25.00 min deposit
New Vehicle Loan Checklist
An individual must live, work, or worship in Jefferson, Hancock, or Brooke County and provide the following:
- Proof of income (last two paystubs)
- Bill of Sale aka Purchase Agreement
- Proof of Insurance (due at loan signing, deductibles on comp and collision cannot exceed $500.00)
Refinance or Private Owner Vehicle Loan Checklist
- Proof of income (last two paystubs)
- 15-day payoff from where vehicle is currently financed. (Must be provided in writing on letterhead, listing name, VIN, and account#, along with overnight payoff address.
- Photos of all sides of the vehicle and the odometer. (SXS, require photo of VIN plate on frame.
- Copy of title or registration
- Proof of insurance (Due at loan signing. Full coverage insurance is required for the term of any loan. Strip Steel CFCU must be listed as the lien holder on the collateral and deductibles on Comp and Collision cannot exceed $500.
**All loans subject for credit approval. Member eligibility required**